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Architects · Engineers · Design-build partners

Professional liability for design professionals who work with Arizona contractors.

Architects, engineers, landscape architects and surveyors are registered with the Arizona Board of Technical Registration, not the ROC — but they sit on the same projects, sign the same design-build agreements, and see the same contract insurance requirements. We review your professional liability and the rest of your program.

Get my free coverage review → Book a 15-minute call (623) 323-8385

What we check for you

Professional liability limits vs. your contract requirements
Claims-made dates, retroactive dates and tail coverage
Design-build and contractor-led project exposures
GL, workers’ comp and auto for field staff
Cyber for firms holding client drawings and data

Who this is for

Design professionals, not ROC licensees.

Architects, civil, structural, MEP and geotechnical engineers, landscape architects, and surveyors — especially firms working with or for contractors on design-build and design-assist projects.

Design professionals are registered with the Arizona State Board of Technical Registration. DANESURE is not affiliated with that board or with the Arizona Registrar of Contractors.

Contract requirements

What owners and contractors ask design firms for.

Design and design-build agreements commonly require:

Professional liability at a stated per-claim and aggregate limit, maintained for years after completion
Specific retroactive-date and extended reporting (tail) terms
General liability with additional insured and waiver of subrogation
Workers’ comp for field staff
Indemnity clauses that may go beyond what insurance covers

Send us the agreement before you sign

We’ll compare the insurance and indemnity language with your current policies and flag anything your professional liability wouldn’t respond to.

Upload policies & contract

Coverage

Coverage for design risk and the rest of the firm.

Professional liability is placed with carriers in our network that write design professionals, subject to underwriting.

Professional

Professional liability

Errors and omissions in design, specifications and project administration. Usually claims-made.

Liability

General liability

Office premises and field visits — bodily injury and property damage not arising from professional services.

Workers’ comp

Workers’ compensation

Office and field staff classed correctly.

Cyber

Cyber liability

Client drawings, project data and funds-transfer fraud.

Property

Business owner’s policy

Office contents, equipment and business income.

Excess

Umbrella / excess

Over GL, auto and employer’s liability.

Typical risks

Where design firms get hurt.

A claims-made policy lapses and an old project claim has nowhere to go
A contract indemnity clause broader than the policy covers
A design-build partner’s claim that falls between the contractor’s GL and your professional liability
Wire fraud on a project payment
Limits set years ago on much smaller projects

How it works

Honest timing, start to finish.

Send us what you haveUpload your dec pages or policies (GL, workers’ comp, auto, equipment, umbrella) or email them to [email protected]. Add your EMR worksheet and a sample contract’s insurance section if you have them.
Written Cost & Risk report within 24 hours of receiving your documentsWe read every line: class codes, experience mod, limits against your contract requirements, endorsements, exclusions and gaps. This is the review — not carrier quotes.
A 15-minute callWe walk you through what we found, in plain English. If nothing needs fixing, we tell you that — you keep the report either way.
If you want options, we shop itWe market your account to multiple carriers in our network. Carrier quotes typically take 1–2 business days once underwriters have what they need (payroll by class, loss runs, vehicle and equipment lists).

FAQ

Design professional insurance questions.

Are architects and engineers licensed by the ROC?

No. They’re registered with the Arizona State Board of Technical Registration. The ROC licenses contractors. We work with both.

What does claims-made mean?

A claims-made policy responds to claims first made while the policy is in force, for work after the retroactive date. Changing carriers or retiring without the right retro date or tail can leave gaps.

Do contractors need professional liability too?

Contractors who take on design responsibility (design-build, delegated design) often do. See general and building contractors.

Free coverage review

Send us your professional liability policy. We’ll read it line by line.

A written Cost & Risk report within 24 hours of receiving your documents, then a 15-minute call. No cost, no obligation, no pressure to switch.

Start my free coverage review → Book a 15-minute call

No policy yet? New ROC license — get covered to start work · Or call (623) 323-8385