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Coverage guides · General information

Contractor insurance guides, by trade.

Plain-English guides to the coverage contractors typically carry, the risks behind each line, and what to have ready before you talk to a broker. Each one is also a two-page PDF.

Solar & battery

Solar Contractor Insurance Guide

Solar and battery installers carry a mix of roofing, electrical and construction exposures.

Read the guide →  ·  PDF

Roofing

Roofing Contractor Insurance Guide

Roofing is one of the harder classes to place.

Read the guide →  ·  PDF

General building / new construction

General Contractor Insurance Guide

General contractors carry the risk of every trade on the job.

Read the guide →  ·  PDF

Electrical

Electrical Contractor Insurance Guide

Electrical contractors are rated on the type of work they do: service calls, new construction, tenant improvements, and specialty work such as solar, battery or EV-charger installs.

Read the guide →  ·  PDF

Plumbing

Plumbing Contractor Insurance Guide

Water damage is the most common plumbing claim.

Read the guide →  ·  PDF

HVAC / mechanical

HVAC Contractor Insurance Guide

HVAC contractors are rated on their mix of service, replacement and new construction, their van fleet, and exposures such as refrigerant, mold and ductwork.

Read the guide →  ·  PDF

Don’t see your trade? Start with the general contractor guide, or tell us about your work and a licensed DANESURE advisor will go through it with you.

This guide is general information to help you prepare. It isn't a coverage recommendation, a quote, or a promise of coverage — what you need depends on your operations and each carrier's underwriting. A licensed DANESURE advisor will review your situation with you.
DANESURE, Inc. · Arizona agency license #3004238332